FXIFY
CFDOverview
GENERAL INFORMATION
- Firm Name
FXIFY
- Established
April 2023
- Location
United Kingdom
- Instrument Types
CFD
- Programs
Instant (Standard & Lite), 1-Step (One Phase), 2-Steps (Standard/Trailing & Classic/Static), 3-Steps, Lightning
- Account Sizes
$15,000 – $400,000
BROKER & PLATFORM
- Broker
Alchemy Markets / FXPIG
- Platforms
DXTrade, MT5, TradingView
PAYMENT & PAYOUT METHODS
- Payment Methods
Apple Pay, Credit/Debit Card, Crypto, Google Pay, Mobile Money, PayPal
- Payout Methods
Bank Transfer, Crypto, Riseworks
- Minimum Withdrawal
$50 (all account types)
- Processing Time
Within 3 business days
- Ukraine Payouts
Crypto (USDC/USDT) — contact support
- US Restricted States
Bank wire if Rise unavailable
INSTRUMENTS & ASSETS
- Assets
FX, Indices, Metals, Other Commodities, Stocks
- Crypto Note
No crypto on Forex-based accounts (effective Dec 1, 2025)
Challenges & pricing
| Product | Account | Price | Phase 1 | |
|---|---|---|---|---|
| One Phase | $5,000 | $35.40 $59.00 | — | Get funded |
| One Phase | $10,000 | $53.40 $89.00 | — | Get funded |
| One Phase | $15,000 | $71.40 $119.00 | — | Get funded |
| One Phase | $25,000 | $119.40 $199.00 | — | Get funded |
| One Phase | $50,000 | $227.40 $379.00 | — | Get funded |
| One Phase | $100,000 | $329.40 $549.00 | — | Get funded |
| One Phase | $200,000 | $629.40 $1,049.00 | — | Get funded |
| One Phase | $400,000 | $1,770.00 $2,950.00 | — | Get funded |
| Lightning | $10,000 | $35.40 $59.00 | — | Get funded |
| Lightning | $25,000 | $89.40 $149.00 | — | Get funded |
| Lightning | $50,000 | $149.40 $249.00 | — | Get funded |
| Lightning | $100,000 | $239.40 $399.00 | — | Get funded |
Rules & conditions
LEVERAGE
- Leverage by Asset & Program
- FXInstant 1:501-Step/2-Steps/3-Steps 1:30MetalsInstant 1:201-Step/2-Steps/3-Steps 1:30IndicesInstant 1:151-Step/2-Steps/3-Steps 1:10Other CommoditiesInstant 1:201-Step/2-Steps/3-Steps 1:10Stocks: 1:2 (all programs)
COMMISSIONS
- FX
- Raw spread$6/lotAll-In: commission-free
- Indices
- Raw spread$6/lotAll-In: commission-free
- Metals
- Raw spread$6/lotAll-In: commission-free
- Other Commodities
- Raw spread$6/lotAll-In: commission-free
- Stocks
0.35% round trip (both account types)
CONSISTENCY RULES
- 2-Step Classic
25% — highest profit day must be <25% of total profits for payout
- Lightning
30% — no single day >30% of total profit (eval & funded)
- Instant Lite
20% — no single day >20% of total profit during payout
FIRM RULES — GENERAL
- Inactivity Rule
60 days = account breach
- EAs (MT5 Only)
Allowed upon review and pre-approval by support. Must submit EA description, timeframe, holding time, pairs, TP target, HFT/latency arbitrage status.
- Crypto Availability
Removed from Forex accounts effective Dec 1, 2025
- Third-Party Purchases
Subject to termination. Limited exceptions (e.g., married couple with shared bank account).
- IP/Device Policy
Different IPs and devices allowed. Multiple accounts on same IP may trigger review. CID (computer ID) checked for account management/KYC violations.
- Performance Protect
Safeguards funded accounts in event of drawdown breach
- Prohibited Practices
HFT, reverse/group hedging, account management, latency arbitrage, delayed data feed, order book spamming, herd trading, collusion, poor money management, gambling/YOLO, exploiting bugs, HLNT, statistical arbitrage
RULES — 1-PHASE, 2-PHASE (STANDARD & CLASSIC), 3-PHASE
- Min Trading Days
- Standard/1-Phase/3-Phase5 days per phaseClassic: 4 days per phase (eval & funded)
- News Trading
Allowed without restriction
- EAs
Allowed upon review and pre-approval
- Copy Trading
Allowed between own FXIFY accounts. Can copy into FXIFY from external (must provide master statement in HTML). Third-party copying prohibited.
- Weekend Holding
Allowed
RULES — INSTANT STANDARD & INSTANT LITE
- Min Trading Days
- Instant StandardNoneInstant Lite: 5 days
- News Trading
Restricted 5 min before/after high-impact news. Holding through allowed; executing trades in window restricted. Profits in window not counted.
- Copy Trading
Prohibited
- Weekend Holding
Not allowed — positions auto-closed before Friday market close
- EAs
Prohibited (bots and copy traders also prohibited)
RULES — LIGHTNING CHALLENGE
- Min Trading Days
3 days
- Time Limit
7 days (5 trading days)
- Stop Loss Rule
Required. 1st & 2nd trades without SL = auto-close (soft breach). 3rd trade without SL = hard breach.
- News Trading
Restricted 5 min before/after high-impact news. Holding allowed; execution in window restricted. Profits not counted.
- Night/Weekend Holding
Allowed
- Consistency Rule
30% (eval & funded)
- Copy Trading
Prohibited
- EAs
Prohibited
SCALING PLAN
- Eligibility
Not available for Instant Standard, Instant Lite & Lightning
- Requirement
10% return in first 3 months, ≥2 months profitable → 25% scale-up. Future scaling every 3 months, balance doubles each time.
GENERAL CHALLENGE PARAMETERS
- 1-Phase Target
10%
- 2-Step Phase 1 Target
10%
- 2-Step Phase 2 Target
5%
- Consistency (2-Step Classic)
25%
- Consistency (Lightning)
30%
- Consistency (Instant Lite)
20%
- Min Trading Days
- Varies: 3–5 days by program
- Lightning Time Limit
7 days (5 trading days)
- Inactivity
60 days
Payouts
PAYOUT POLICY
- 1-Phase/2-Phase/3-Phase Split
80% up to 90% (higher with add-ons)
- 1-Phase/2-Phase/3-Phase Frequency
1st payout on-demand, subsequent every 30 days. 14-day option with add-on. 2-Step Classic: no on-demand, 80% bi-weekly / 100% monthly.
- Lightning/Instant Std/Instant Lite Split
80%
- Lightning Frequency
1st payout in 7 days, subsequent bi-weekly
- Instant Standard Frequency
Bi-weekly
- Instant Lite Frequency
10 days
- DD Lock-In (Trailing)
Trailing DD locks at initial balance when profit equals max DD or withdrawal is requested
Restricted countries
RESTRICTED COUNTRIES
- Restricted Countries
Afghanistan, Algeria, Belarus, Burundi, Central African Republic, Côte d'Ivoire, Crimea, Cuba, DR Congo, Eritrea, Ghana, Guinea, Guinea-Bissau, Haiti, Iran, Iraq, Kenya, Liberia, Libya, Myanmar, Nicaragua, North Korea, Palestinian Territory, Papua New Guinea, Republic of the Congo, Russia, Somalia, South Sudan, Sudan, Syria, Vanuatu, Venezuela, Vietnam, Yemen, Zimbabwe
Ready to start with FXIFY?
Visit FXIFYAI summary · generated from our database, checked by the editor
FXIFY is a CFD/forex prop firm with 54 challenges tracked in our database, priced from $11.4 to $2,549.4, funding accounts up to $400K. The verified code NEW40 takes 40% off, already applied to every price we list. Funded traders keep up to 90% of profits. Across 112 aggregated trader reviews it averages 3.8/5. FXIFY markets news-trading freedom harder than almost any competitor and backs it with a deep 40% first-order code, but it carries the weakest trader-review score of the CFD firms we track — check the payout-dispute patterns in our review before buying.