2026 reviewUpdated 21 Oct 2026By Oliver

Tradeify Review 2026: Programs, Payout Caps and Breach Rules

What traders say

4.6★ across 215 public trader reviews

Reviewers most often report fast, reliable small payouts and clear rules.

This Tradeify review covers a US futures prop firm that sells one-time evaluations and instant funded accounts from $99 to $796 at list price. Futures are exchange-traded contracts on stock indices, interest rates, energy, metals, currencies and farm products, and Tradeify's funded accounts trade them on simulated balances.

Tradeify publishes detailed rules and its own pass and payout rates, which show 28.5% of funded traders paid over one year. Its home page, help centre and agreement still disagree on several payout and trading rules.

Tradeify review summary

Accounts cost $99 to $796 at list price, and the code PROPFT is recorded as 40% off every account.
Funded accounts are simulated, pay a 90/10 split and cap each payout at $600 to $5,000 by plan and size.
Tradeify's own figures show 17.2% of evaluation accounts passing and 28.5% of funded traders paid in one year.
The end-of-day drawdown floor is enforced in real time, so an intraday dip below it fails the account.
Tradeify's documents disagree on at least 9 topics, from payout speed to restricted countries.
Trustpilot showed 4.5 from 4,422 reviews at PropFirmTrading's hand check on 9 September 2026.

How this review was researched

10 sources, checked 21 Oct 2026

Tradeify home page, including the plan, promotion and trader statistics data · checked 21 Oct 2026
Tradeify Growth and Select plan data (public plan API) · checked 21 Oct 2026
Tradeify Evaluation Services Agreement, last modified October 2026 · checked 21 Oct 2026
Tradeify Terms of Use, with the regulatory and broker disclosures · checked 21 Oct 2026
Tradeify Privacy Policy, last modified 10 Aug 2026 · checked 21 Oct 2026
Tradeify General Marketing Affiliate Agreement, effective 1 Aug 2024 (company details) · checked 21 Oct 2026
Tradeify help centre: all 79 articles in its live sitemap · checked 21 Oct 2026
Older Tradeify landing page for Tradovate users (payout totals and speed claims) · checked 21 Oct 2026
Trustpilot profile for tradeify.co, checked by hand · checked 9 Sep 2026
PropFirmTrading firm database and trader review data: Tradeify and its ranked futures peers · checked 21 Oct 2026

The Tradeify offer in numbers

Tradeify sells two 1-Step evaluations and one instant funded account in four sizes, each for a one-time fee with no activation charge.

Tradeify terms as published on 21 Oct 2026

List price: $99 to $796; one-time fee, no subscription
Account sizes: $25K to $150K; on all three programs
Profit split: 90/10; on simulated funded accounts
Maximum drawdown: EOD trailing; checked against open trades
Minimum payout: $250 to $1,500; by program and size
Funded accounts: 5; per person and per household

›Company. Tradeify Holdings, Corp., a Delaware corporation according to its affiliate agreement, with Brett Simberkoff as founder and CEO.
›Platforms. Tradovate, Rithmic and WealthCharts cost the same, and the broker cannot be switched after purchase.
›Markets. CME, CBOT, NYMEX and COMEX futures, plus EUREX index and bond futures on Tradovate only.

Evaluations have no time limit. Overnight and weekend holding are not allowed, and every position must be closed by 4:45 PM ET. Positions still open at the close are closed automatically without a breach.

How Growth, Select and Lightning work

Growth and Select are evaluations with a profit target, while Lightning skips the test and is funded from the moment of purchase.

An evaluation is a test account. The trader must reach a profit target without touching the maximum drawdown, the loss floor that ends the account.

Program	Minimum days to pass	Consistency rule	Daily loss limit
Growth	1	None in the evaluation, 35% once funded	Yes, soft
Select	3, or 2 with the 50% add-on	40% in the evaluation only	None in the evaluation, yes on Select Daily
Lightning	No evaluation	20%, then 25%, then 30% by payout	None on 25K, yes from 50K

Under a consistency rule, the best single trading day may hold no more than a set share of total profit. Breaking it does not fail the account. It delays the pass in the Select evaluation and the next payout on a funded account.

A daily loss limit (DLL) stops trading once the day's loss reaches a set amount. At Tradeify it is a soft breach, so the account stays open for the next session.

Size	Evaluation target	Growth drawdown, DLL	Select drawdown	Lightning drawdown, DLL
25K	$1,500	$1,000, $600	$1,000	$1,000, none
50K	$3,000	$2,000, $1,250	$2,000	$2,000, $1,250
100K	$6,000	$3,500, $2,500	$3,000	$4,000, $2,500
150K	$9,000	$5,000, $3,750	$4,500	$5,250, $3,000

Lightning has no target, but its first payout needs 6% profit, the same dollar amount as the evaluation target. Select Daily funded accounts use a tighter floor on 100K and 150K, $2,500 and $3,500, and add a daily loss limit of $500 to $1,750.

Contract limits run from 1 mini or 10 micros on 25K to 12 minis or 120 micros on 150K. A mini is a standard contract such as the E-mini S&P 500, and 10 micros count as one mini. Select funded accounts start at 1 to 3 minis and scale up with end-of-day equity, to 2 minis on 25K and 12 on 150K.

After a Select pass, the trader picks the Flex or Daily payout policy. A 50% add-on loosens the Select consistency limit for $135 to $459 at list price, instead of $109 to $369.

Elite Live

Elite Live is the only Tradeify stage with live money. Tradeify chooses who moves there from traders with 3 payouts on one account or 10 in total, and the move is mandatory. It closes every simulated and evaluation account the trader holds.

The live account opens through NinjaTrader and GFF Brokers at a $0 balance, with an 80/20 split and daily payouts.

Tradeify prices with and without PROPFT

A 25K Growth evaluation at $99 is the cheapest Tradeify account, and a 150K Lightning account at $796 is the most expensive.

All 12 list prices matched Tradeify's home page and plan data on 21 October 2026.

Tradeify one-time fees by account size

	25K	50K	100K	150K
Growth	$99	$145	$255	$369
Select	$109	$165	$265	$369
Lightning	$345	$492	$660	$796

List prices in US dollars before any code.

Tradeify 50K accounts with PROPFT

Growth 50K
$87
list $145
Select 50K
$99
list $165
Lightning 50K
$295
list $492

40% off the list price, rounded to the dollar, 21 Oct 2026.

›Lightning premium. Skipping the test costs about 3.5 times the Growth price at 25K and 2.2 times at 150K.
›Resets. A reset restarts a failed evaluation for a fixed fee, $60 to $229 on Growth, and Select has its own fixed reset prices. Codes never apply to resets, and Lightning has none.
›Bundles. Five identical 25K or 50K Growth or Select accounts bought in one order cost 5% less, and a promo code can be added on top.
›No refunds. Every sale is final, resets included.

Trading costs come on top. A round trip costs $1.82 on micro index contracts and $5.76 on ES and NQ, exchange and clearing fees included.

Prices for all 12 accounts after the code appear on the Tradeify discount code page. Tradeify also runs its own time-limited banner codes, so the two can be compared at checkout.

What fails a Tradeify account

Touching the trailing drawdown floor fails a Tradeify account at once, even if the price recovers before the close.

The maximum drawdown is trailing and end-of-day (EOD). The floor moves up once a day from the highest closing balance. Tradeify checks it in real time against net liquidation value, the balance plus open profit or loss.

On funded accounts the floor locks at the starting balance plus $100. That happens once the closing balance passes a set trigger, such as $52,100 on 50K, or at the first payout request. Evaluation floors never lock.

Breaches that can close a Tradeify account

Drawdown floor. Any intraday touch, with open losses counted.
Hedging. Opposite positions in one product or product group, within an account, across a trader's own accounts or against another prop firm or broker.
Expired contracts. Trading one breaches the agreement whatever the intent. A single case is usually met by voiding the trades, which can itself push the account past its floor.
Inactivity. A week without a trade on an evaluation or funded account, which can lead to closure after an email warning.
Chargebacks and shared access. A chargeback freezes every account and forfeits pending payouts, and sharing an account leads to a ban.
KYT interview. An AI-run trader interview, reviewed by staff, can be required at any stage, and failing it can close the account.

A product group is a set of related markets, such as equity indices, energy or metals. A long in one equity index future and a short in another therefore count as a hedge. A breach can remove the period's profit on every account involved.

Copy trading is allowed only across a trader's own accounts and in the same direction.

The 10-second rule blocks a payout without closing the account. On funded accounts, over half of all trades and over half of the profit must come from trades held longer than 10 seconds.

Residents of 65 countries cannot use Tradeify, and false residency details can lead to restriction or closure. Each program's limits, size by size, are on the Tradeify rules page.

How Tradeify pays and what its numbers show

Each Tradeify funded account follows one of four payout policies, and every policy caps the amount of a single request.

Policy	Payout opens	Amount	Cap per payout	Minimum
Growth funded	After 5 days of over $100 to $250 profit, above a set balance	Up to the cap	$1,000 to $5,000 by size and payout number	$250 to $1,500
Select Flex	Every 5 winning days of at least $100 to $250	Up to 50% of total profit	$1,250 to $4,500 if bought since 1 Sep 2026	$250
Select Daily	Any day above a buffer of $1,100 to $3,600	Up to twice the profit since the last payout	$600 to $2,500 if bought since 1 Sep 2026	$250
Lightning	Once the profit goal and consistency rule are met	Up to the cap	$1,000 to $3,500	$1,000

Growth's set balance runs from $26,500 on 25K to $156,500 on 150K.

›Split. 90% on simulated funded accounts and 80% on Elite Live.
›One open request. An account can hold one request at a time, which cannot be edited or cancelled, and a breach before processing voids it.
›Methods. Rise by default, with bank transfers in 1 to 3 days or crypto within hours, or Plane by bank in up to 7 days.
›Identity. A Sumsub check of a photo ID and a live selfie comes before the first payout.

Tradeify's agreement also lets the firm suspend or withhold an approved payout while it reviews an account.

Tradeify's published pass and payout rates

Tradeify's trader statistics cover its Growth, Advanced and Select evaluations from August 2025 to July 2026. The figures are the firm's own, and no independent audit is cited.

Tradeify trader statistics, Aug 2025 to Jul 2026

Evaluation accounts passed
17.2%
Participants funded at least once
40.3%
median of 3 evaluations each
Funded participants who received a payout
28.5%
Funded participants moved to live
3%

Tradeify's own figures, calculated 9 Aug 2026.

By the same figures, 71.5% of funded participants received no payout in that period. After a pass, profit days, balance levels and consistency checks still stand before the first payout.

The home page also claims over $350 million in verified payouts and a 0% denial rate, with no breakdown or cited audit. PropFirmTrading's on-chain payout tracker holds no Tradeify wallet, so PropFirmTrading has no independent payout count.

Is Tradeify legit?

Tradeify is a named US company with public terms and an affiliated broker, and it states that it is not registered with US futures regulators.

›Company. Tradeify Holdings, Corp., 1700 S. Dixie Highway, Boca Raton, Florida.
›Regulation. Tradeify states that it is not registered with the CFTC, the US futures regulator, or the NFA, its self-regulatory body.
›Affiliated broker. Tradeify describes Slay Markets, trade name of Tradeify Brokerage LLC, as a CFTC-registered introducing broker and NFA member with ID 0575972. PropFirmTrading could not open the NFA record to confirm it.
›Payments. Novaflame LTD of Cyprus acts as payment agent.

Another Tradeify source

Evaluation agreement: binding arbitration in Florida.

The agreement settles part of this itself. Where it and the help centre differ, the help centre prevails on trading rules, account parameters and banned conduct, and the agreement prevails on everything else.

DCA, or dollar-cost averaging, means adding to a position in steps at different prices. The agreement uses flipping for quick in-and-out trades placed only to register a trading day.

A trader who relies on any of these points can ask Tradeify support to confirm the current rule by email and keep the reply.

Tradeify in public trader reviews

Public reviews of Tradeify are mostly positive, and the consistency rule draws more complaints than any other rule.

PropFirmTrading's trader data held 215 public reviews averaging 4.6 on 21 October 2026. Praise centres on fast payouts and clear rules, and 28 of 177 reviewers named the consistency rule as what they liked least.

The serious reports involve several payouts requested at once, a country restricted after purchase and a competition's move to a live stage. PropFirmTrading could not verify how these reviewers' cases ended.

Trustpilot listed 4.5 from 4,422 reviews at PropFirmTrading's hand check on 9 September 2026. Tradeify's home page shows a higher Trustpilot score, which this review does not use.

Tradeify rule changes since 2025

Tradeify changes its terms often, and many help articles keep separate tables for accounts bought before each change.

Dated Tradeify terms changes and reported disputes

12 Sep 2025 · Terms
Position limits and payout tables reset
New mini limits on 50K to 150K, and a stepped Lightning consistency rule.
3 Dec 2025 · Terms
Elite Live replaces Legacy Live
Live accounts start at $0 with an 80/20 split.
Dec 2025 · Incident
Competition payout dispute
A reviewer says $2,900 of Lightning profit was kept after the reviewer was ruled ineligible for a competition's live stage. Reviewer's claim.
Jul 2026 · Incident
$12,940 multi-account denial
A reviewer says five Select Flex payouts were denied for alleged fraud and hedging, though all five accounts traded the same side. Reviewer's claim.
19 Aug 2026 · Terms
Hedging article rewritten
Product groups and cross-account hedging spelled out, minis and micros allowed together.
1 Sep 2026 · Terms
Select payout caps changed
Flex caps cut and Daily caps raised on some sizes, for new purchases.
By 19 Oct 2026 · Terms
EUREX futures and 65 restricted countries
Seven countries added, and the weekly trade rule extended to evaluations.
20 Oct 2026 · Terms
Instant activation on Tradovate only
The help centre limits activation right after a pass to Tradovate.

Tradeify against the top-ranked futures firms

Tradeify's 50K Growth evaluation sits mid-table on list price among the ranked futures firms, and its 90% split matches the highest share among them.

Cheapest 50K evaluation at list price

My Funded Futures
$125
Builder 50K
Lucid Trading
$140
Flex 50K
Tradeify
$145
Growth 50K
E8 Futures
$150
Signature 50K
Top One Futures
$218
Elite Access 50K, plus a $189 activation fee

PropFirmTrading database, 21 Oct 2026, one-time fees before any code. Topstep ($49 a month) and TradeDay ($131 a month) charge monthly, and Traders Launch sells no 50K account.

Firm	50K account	Drawdown	Consistency rule	Funded share
Tradeify	Growth	End of day, trailing	None in the evaluation, 35% funded	90%
Lucid Trading	Flex	End of day	50% in the evaluation, none funded	90%
My Funded Futures	Builder	End of day, trailing	None in the evaluation, 50% funded	80%
Top One Futures	Elite Access	End of day	None in the challenge, 40% funded	90%
E8 Futures	Signature	End of day, dynamic	35% funded	80%
Topstep	Trading Combine	Trailing	50% in the Combine	90%

Lucid Trading, first in PropFirmTrading's futures ranking, costs $5 less at 50K and has no required daily loss limit on Flex. Tradeify's Growth 50K has a $1,250 soft DLL but no consistency check until funded.

Tradeify fit by trading style

Tradeify suits intraday futures traders who close by the afternoon, keep losses well inside the floor and spread profit over many days.

Where Tradeify is strong, weak or unclear

Strengths

A single fee per account, no activation charge, and PROPFT recorded at 40% off.
Growth can be passed in one day, with no consistency rule in the evaluation.
Daily payouts on Select Daily, from a $250 minimum.
Three broker connections, Tradovate, Rithmic and WealthCharts, at one price.

Drawbacks

The trailing floor is checked against open losses in real time.
Profit days, caps and consistency checks stand between a pass and a payout.
In Tradeify's own one-year figures, 28.5% of funded traders were paid.
Strict hedging, inactivity and interview rules can close accounts.

Open questions

Which contract limit applies to a Select 25K evaluation, since two help articles differ.
Which countries are excluded from Elite Live, since that list is not published.

PropFirmTrading's commission on Tradeify

Tradeify pays PropFirmTrading a commission on accounts bought with the code PROPFT. The code is recorded as 40% off all accounts and does not apply to resets.

For this review, PropFirmTrading worked from documents and data and did not purchase or trade any Tradeify account. The figures come from Tradeify's public pages and plan data and from PropFirmTrading's own database.

Tradeify review version history

›21 Oct 2026. Published after a reading of the October 2026 evaluation agreement and all 79 help-centre articles, with the rules that end accounts and the payout terms rechecked on Tradeify's live pages that day.

Tradeify FAQ

Is Tradeify legit?

Tradeify is run by Tradeify Holdings, Corp., a company based in Boca Raton, Florida, with Brett Simberkoff as founder and CEO. It publishes its rules, prices, an evaluation agreement and its own pass and payout statistics, which show 28.5% of funded traders paid between August 2025 and July 2026.

Tradeify also states that it is not registered with the CFTC or the NFA, and its funded accounts stay simulated until a trader moves to Elite Live. A program-by-program summary sits on the Tradeify rules page.

Is Tradeify regulated?

No. Tradeify Holdings, Corp. states that it is not registered with the CFTC, the US futures regulator, or with the NFA, the self-regulatory body of the US futures industry. The fee buys an evaluation service on a simulated account rather than a deposit with a broker.

Tradeify names an affiliated introducing broker, Slay Markets, which it describes as an NFA member with ID 0575972. PropFirmTrading could not open that NFA record, so traders can check it on the NFA's BASIC search before relying on it.

Are Tradeify funded accounts live or simulated?

Growth, Select and Lightning funded accounts are simulated. The trades and balances exist in Tradeify's records, and a payout is a 90% share of the simulated profit, paid through Rise or Plane.

Live money appears only in Elite Live, which Tradeify may offer after 3 payouts on one account or 10 in total. Elite Live accounts open through NinjaTrader and GFF Brokers, start at a $0 balance and pay 80/20, and the move closes every simulated account the trader holds.

How do Tradeify payouts work?

Each funded account follows one payout policy. Growth pays after 5 profitable days above a set balance, Select Flex after every 5 winning days, Select Daily on any day the balance is above a buffer, and Lightning once its profit goal and consistency rule are met.

Every policy caps the amount per request, from $600 to $5,000 by plan and size, and minimum payouts run from $250 to $1,500. An account can hold one open request at a time, and an identity check is needed before the first payout.

How long do Tradeify payouts take?

Tradeify's help articles say approved payouts are paid within 24 hours once Rise onboarding is complete, or within up to 72 hours outside weekday business hours. The Rise article and the evaluation agreement give 24 to 48 hours instead.

The home page advertises 1-hour payouts, and an older Tradeify page cites a 4-hour average. The agreement also lets Tradeify take until the end of the next payout cycle, or hold an approved payout while it reviews an account.

How strict is the Tradeify consistency rule?

Tradeify's consistency rule sets the largest share of total profit that one trading day may contribute. Tradeify applies 40% in the Select evaluation, 35% on Growth funded accounts, and 20%, 25% and then 30% on successive Lightning payouts.

The Growth evaluation has no consistency rule, and neither do Select funded accounts. A Select buyer can pay more for a 50% version of the rule. Breaking the rule does not fail an account. It delays the Select pass, or the funded payout request, until the rule is met.

What is the difference between Tradeify Growth, Select and Lightning?

Growth is a 1-Step evaluation that can be passed in one day, with a soft daily loss limit and a 35% consistency rule once funded. Select is a 1-Step evaluation with a three-day minimum, a 40% consistency rule and no daily limit during the test.

After a Select pass, the trader chooses Flex, with payouts every 5 winning days, or Daily, with payouts on any day above a buffer. Lightning skips the evaluation, costs $345 to $796 at list price and starts funded at once.

Does Tradeify allow hedging or copy trading?

Hedging is banned. Tradeify treats opposite positions in the same product or the same product group as a hedge, whether they sit in one account, across a trader's own accounts or against an account at another prop firm or broker.

Copy trading is allowed only between a trader's own Tradeify accounts and in the same direction. Copying another person's trades is not allowed, and bots are permitted only when the trader owns the code, uses it only at Tradeify and does not run high-frequency trading.

Which countries does Tradeify restrict?

Tradeify's help centre lists 65 restricted countries, among them Russia, Iran, Turkey, Ukraine, Vietnam, Pakistan, Morocco, Malaysia, Indonesia and Israel. Seven were added in October 2026, including Kazakhstan, Macao and Palestine.

The help centre bases the rule on residency and allows travel, while the evaluation agreement also excludes citizens of those countries and anyone located there. Residents of ten other countries, including Brazil, Italy and Spain, must pass an identity check before receiving a funded account.

Does Tradeify have a discount code?

PROPFT is the PropFirmTrading code for Tradeify, recorded as 40% off every account. It covers Growth, Select and Lightning, so a 50K Growth evaluation drops from $145 to $87 and a 50K Lightning account from $492 to $295.

Tradeify never applies a code to resets, and its five-account bundles cost 5% less with a code allowed on top. The firm also runs its own time-limited codes, and current prices with PROPFT are on the Tradeify discount code page.

What is Tradeify's Trustpilot rating?

At PropFirmTrading's last hand check on 9 September 2026, the Trustpilot profile for tradeify.co showed 4.5 from 4,422 reviews. Tradeify's own home page displays a higher Trustpilot score, which this review does not repeat.

PropFirmTrading's separate trader data held 215 public reviews averaging 4.6 on 21 October 2026. Reviewers praise payout speed most often, and the consistency rule is the complaint they raise most.

How does Tradeify compare with Lucid Trading?

Lucid Trading ranks first among futures firms on PropFirmTrading and Tradeify second. At 50K, Lucid's Flex evaluation costs $140 at list price against $145 for Tradeify's Growth, and both firms pay 90% on funded accounts.

Lucid Flex has no required daily loss limit and a 50% consistency rule in the evaluation. Tradeify Growth has a soft daily limit and no consistency rule until funded. On 9 September 2026, Trustpilot showed 4.4 for Lucid Trading and 4.5 for Tradeify.

Tradeify

Rules, prices and payout terms - verified against the firm's own published data.

Tradeify offer: 40% OFF with code PROPFT

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This review reflects the firm's published terms and public records at the time of writing, and individual experiences vary. PropFirmTrading may earn a commission when traders use its links or codes, at no extra cost to them. Trading involves substantial risk of loss.