Head to head
Fintokei vs FundingPips
Two CFD prop firms compared on price, rules and payouts. Every figure comes from the PropFirmTrading database, with verified discount codes applied.
Data checked by Oliver · Updated 19 October 2026
★ 4.3 · 3 yrs · 🇨🇿
- From
- $39.60
- Max funding
- $400K
- Deal
- −10%
- Code
- PROPFIRMTRADING
★ 4.5 · 4 yrs · 🇦🇪
- From
- $24.65
- Max funding
- $200K
- Deal
- −15%
- Code
- PROPFT
The short version
- Cheapest at 100K
- FundingPips $358.70 (Fintokei $377.10)
- Higher split
- Fintokei up to 100%
- More drawdown room
- Fintokei 0.55 per 1 of target
- First challenge
- FundingPips
- Scaling up
- Fintokei
- Swing trader
- Fintokei
The rulebook that matches the trader’s style should decide.
Side by side at 100K
The cheapest program each firm sells at 100K, the size both firms offer that is closest to $100K.
Rule friction is the PropFirmTrading reading of how many rules can end an account by accident. Low means fewer.
Where Fintokei and FundingPips differ
Price at 100K
FundingPips $358.70
Fintokei $377.10
$18 between cheapest and dearest, per attempt
Profit split
Fintokei up to 100%
FundingPips up to 80%
$200 more per $1,000 payout at the top
Maximum loss
Fintokei 6%, Static
FundingPips 6%, Static
Wider buffer, more room for a losing run; static beats trailing
Drawdown per 1 of target
Fintokei 0.55
FundingPips 0.50
Higher means the target is small next to the room to fail
Daily loss limit
Fintokei 3%
FundingPips 3%
Ends more accounts than the maximum drawdown does
Total profit target
Fintokei 11% in 3 phases
FundingPips 12% in 2 phases
Lower total, shorter evaluation
Trustpilot
FundingPips 4.5
Fintokei 4.3
The review pages explain what sits behind each score
Where Fintokei and FundingPips differ (full text)
Price is the clearest difference at the 100K size. FundingPips 2-Step Pro costs $358.70 with the code applied, and Fintokei StartTrader costs $377.10. The gap is $18 per attempt, so a trader who needs three attempts pays about $55 more at Fintokei.
Fintokei pays up to 100% of profit and FundingPips up to 80%. On a $1,000 payout the difference is $200, and it repeats on every payout.
Both programs allow a maximum loss of 6% ($6,000).
Fintokei asks for 11% of profit in total across its 3 phases, and FundingPips asks for 12% across 2. A lower total target usually means a shorter evaluation.
Fintokei applies a Eval: 40% of target/day; funded: 1%/day cap consistency rule and FundingPips applies a 35% (eval, daily payouts) consistency rule. A consistency rule caps how much of the profit may come from one day, which slows down traders with occasional large wins.
The cheapest way to test either firm is Fintokei StartTrader 5K at $39.60 or FundingPips 2-Step Pro 5K at $24.65. Small accounts share the rulebook of the larger ones, so they show how a firm behaves at low cost.
On Trustpilot, FundingPips holds 4.5 from 67,934 reviews and Fintokei holds 4.3 from 1,350 reviews. The review pages linked below explain what sits behind each score.
Fintokei programs
One row per program, at the size closest to $100K.
FundingPips programs
One row per program, at the size closest to $100K.
Rules side by side
Firm-wide rules as each firm publishes them. Some rules vary by program, and the firm profiles carry the full text.
Which firm fits which trader
A reading of the data for three common situations. The rulebook that fits the trader's style matters more than any single figure.
A first challenge on a small budget
New to prop firms and paying to learn a rulebook at the lowest cost.
The data favours
FundingPips
- The entry ticket is $24.65 at FundingPips against $39.60 at Fintokei.
A consistent trader scaling up
Has passed evaluations before and cares about the share of profit kept and the ceiling on funding.
The data favours
Fintokei
- The profit split reaches 100% at Fintokei and 80% at the other firm.
- The largest account is $400K at Fintokei, so a consistent trader has further to scale.
A swing trader holding for days
Uses wider stops and needs room for positions to move against the entry before they work.
The data favours
Fintokei
- At 100K, Fintokei allows 0.55 of drawdown per 1 of profit target and FundingPips allows 0.50.
- The drawdown is static, so open profit does not raise the floor while a position runs.
Questions traders ask about Fintokei and FundingPips
What does a 100K challenge cost at Fintokei and FundingPips?
Fintokei StartTrader 100K costs $377.10 with code PROPFIRMTRADING (list price $419). FundingPips 2-Step Pro 100K costs $358.70 with code PROPFT (list price $422). Prices are checked daily and may change.
Which pays the higher profit split, Fintokei or FundingPips?
Fintokei pays up to 100%, and FundingPips pays up to 80%. On a $2,000 payout that is a difference of $400.
Which firm allows more drawdown at 100K?
Fintokei allows 6% ($6,000), Static and FundingPips allows 6% ($6,000), Static. The daily loss limit is 3% ($3,000) at Fintokei and 3% ($3,000) at FundingPips.
Do Fintokei and FundingPips allow news trading?
Fintokei: Not listed FundingPips: Holding or opening trades 10 minutes before and 10 minutes after high-impact news events and speeches on the affected currency is strictly prohibited | Hard…
Which firm suits a first prop firm challenge, Fintokei or FundingPips?
On price and drawdown room the data favours FundingPips. The entry ticket is $24.65 at FundingPips against $39.60 at Fintokei. Both firms are viable, and the rulebook that fits the trader's style matters more than the cheaper ticket.
Related comparisons
Read more on each firm
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