Head to head
City Traders Imperium (CTI) vs Instant Funding
Two CFD prop firms compared on price, rules and payouts. Every figure comes from the PropFirmTrading database, with verified discount codes applied.
Data checked by Oliver · Updated 20 October 2026
★ 4.2 · 8 yrs · 🇦🇪
- From
- $24.65
- Max funding
- $100K
- Deal
- -
- Code
- -
unrated · 4 yrs · 🇬🇧
- From
- $22.50
- Max funding
- $300K
- Deal
- −10%
- Code
- PFT10
The short version
- Cheapest at 100K
- Instant Funding $233.10 (City Traders Imperium (CTI) $381.65)
- Higher split
- City Traders Imperium (CTI) up to 100%
- More drawdown room
- Instant Funding 1.00 per 1 of target
- First challenge
- Instant Funding
- Scaling up
- City Traders Imperium (CTI)
- Swing trader
- Instant Funding
The rulebook that matches the trader’s style should decide.
Side by side at 100K
The cheapest program each firm sells at 100K, the size both firms offer that is closest to $100K.
Rule friction is the PropFirmTrading reading of how many rules can end an account by accident. Low means fewer.
Where City Traders Imperium (CTI) and Instant Funding differ
Price at 100K
Instant Funding $233.10
City Traders Imperium (CTI) $381.65
$149 between cheapest and dearest, per attempt
Profit split
City Traders Imperium (CTI) up to 100%
Instant Funding up to 90%
$100 more per $1,000 payout at the top
Maximum loss
Instant Funding 7%, Static
City Traders Imperium (CTI) 5%, Trailing
Wider buffer, more room for a losing run; static beats trailing
Drawdown per 1 of target
Instant Funding 1.00
City Traders Imperium (CTI) 0.63
Higher means the target is small next to the room to fail
Total profit target
Instant Funding 7% in 1 phase
City Traders Imperium (CTI) 8% in 1 phase
Lower total, shorter evaluation
Consistency rule
City Traders Imperium (CTI) None
Instant Funding 15% best day
Caps how much of the profit may come from one day
Where City Traders Imperium (CTI) and Instant Funding differ (full text)
Price is the clearest difference at the 100K size. Instant Funding One-Phase Micro costs $233.10 with the code applied, and City Traders Imperium (CTI) 1-Step costs $381.65. The gap is $149 per attempt, so a trader who needs three attempts pays about $446 more at City Traders Imperium (CTI).
City Traders Imperium (CTI) pays up to 100% of profit and Instant Funding up to 90%. On a $1,000 payout the difference is $100, and it repeats on every payout.
Instant Funding allows a maximum loss of 7% ($7,000) on this program, against 5% ($5,000) at City Traders Imperium (CTI). The drawdown is Static at Instant Funding and Trailing at City Traders Imperium (CTI), and the type matters as much as the size.
Instant Funding asks for 7% of profit in total across its 1 phase, and City Traders Imperium (CTI) asks for 8% across 1. A lower total target usually means a shorter evaluation.
The daily loss limit is None at City Traders Imperium (CTI) and 4% ($4,000) at Instant Funding. A daily limit ends more accounts than the maximum drawdown does, so it deserves a close read.
City Traders Imperium (CTI) applies no consistency rule and Instant Funding applies a 15% best day consistency rule. A consistency rule caps how much of the profit may come from one day, which slows down traders with occasional large wins.
The cheapest way to test either firm is City Traders Imperium (CTI) 1-Step 2.5K at $24.65 or Instant Funding IF1 2K at $22.50. Small accounts share the rulebook of the larger ones, so they show how a firm behaves at low cost.
City Traders Imperium (CTI) programs
One row per program, at the size closest to $100K.
Instant Funding programs
One row per program, at the size closest to $100K.
Rules side by side
Firm-wide rules as each firm publishes them. Some rules vary by program, and the firm profiles carry the full text.
Which firm fits which trader
A reading of the data for three common situations. The rulebook that fits the trader's style matters more than any single figure.
A first challenge on a small budget
New to prop firms and paying to learn a rulebook at the lowest cost.
The data favours
Instant Funding
- The entry ticket is $22.50 at Instant Funding against $24.65 at City Traders Imperium (CTI).
A consistent trader scaling up
Has passed evaluations before and cares about the share of profit kept and the ceiling on funding.
The data favours
City Traders Imperium (CTI)
- The profit split reaches 100% at City Traders Imperium (CTI) and 90% at the other firm.
A swing trader holding for days
Uses wider stops and needs room for positions to move against the entry before they work.
The data favours
Instant Funding
- At 100K, Instant Funding allows 1.00 of drawdown per 1 of profit target and City Traders Imperium (CTI) allows 0.63.
- The drawdown is static, so open profit does not raise the floor while a position runs.
Questions traders ask about City Traders Imperium (CTI) and Instant Funding
What does a 100K challenge cost at City Traders Imperium (CTI) and Instant Funding?
City Traders Imperium (CTI) 1-Step 100K costs $381.65 with code applied (list price $449). Instant Funding One-Phase Micro 100K costs $233.10 with code PFT10 (list price $259). Prices are checked daily and may change.
Which pays the higher profit split, City Traders Imperium (CTI) or Instant Funding?
City Traders Imperium (CTI) pays up to 100%, and Instant Funding pays up to 90%. On a $2,000 payout that is a difference of $200.
Which firm allows more drawdown at 100K?
City Traders Imperium (CTI) allows 5% ($5,000), Trailing and Instant Funding allows 7% ($7,000), Static. The daily loss limit is None at City Traders Imperium (CTI) and 4% ($4,000) at Instant Funding.
Do City Traders Imperium (CTI) and Instant Funding allow news trading?
City Traders Imperium (CTI): Allowed without restrictions Instant Funding: One-Phase & Two-Phase: no restrictions
Which firm suits a first prop firm challenge, City Traders Imperium (CTI) or Instant Funding?
On price and drawdown room the data favours Instant Funding. The entry ticket is $22.50 at Instant Funding against $24.65 at City Traders Imperium (CTI). Both firms are viable, and the rulebook that fits the trader's style matters more than the cheaper ticket.
Related comparisons
Read more on each firm
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