Overview
GENERAL INFORMATION
- Firm Name
Instant Funding
- Established
June 2022
- Location
United Kingdom
- Community Rating
4.0 (360 reviews)
- Instrument Types
CFD
- Programs
Instant Funding, Instant Funding Go, IF Micro, IF1, One-Phase, One-Phase Micro, Two-Phase
BROKER & PLATFORM
- Broker
Liquidity Provider- Platforms
cTrader
Match Trader
MT5
PAYMENT & PAYOUT METHODS
- Payment Methods
Apple Pay
Credit/Debit Card
Crypto
Google Pay
Neteller
SkrillSofort- Payout Methods
- Crypto
Riseworks
INSTRUMENTS & ASSETS
- Assets
- FXCryptoMetalsOther CommoditiesEnergyIndices
Challenges & pricing
Shared by every product below
- Profit target
- None
- instant funding
| Account | Price | Daily loss | Max loss | Link |
|---|---|---|---|---|
Instant Funding Drawdown Smart (starts -10%, locks -5% after +5%)Profit split 80% (up to 90%)Payouts First 14 days after first trade, then every 7 daysMin trading days NoneConsistency 40% (funded)Rule friction Low (only consistency rule at payout) | ||||
| $625 | $39.60 $44.00Get funded → | None | 10%$62.50 | Get funded |
| $1,250 | $75.60 $84.00Get funded → | None | 10%$125 | Get funded |
| $2,500 | $116.10 $129.00Get funded → | None | 10%$250 | Get funded |
| $5,000 | $215.10 $239.00Get funded → | None | 10%$500 | Get funded |
| $10,000 | $413.10 $459.00Get funded → | None | 10%$1,000 | Get funded |
| $20,000 | $809.10 $899.00Get funded → | None | 10%$2,000 | Get funded |
| $40,000 | $1,664.10 $1,849.00Get funded → | None | 10%$4,000 | Get funded |
| $80,000 | $3,329.10 $3,699.00Get funded → | None | 10%$8,000 | Get funded |
| $120,000 | $4,949.10 $5,499.00Get funded → | None | 10%$12,000 | Get funded |
Instant Funding GO Drawdown Smart (starts -10%, locks -5% after +5%)Profit split 80% (up to 90%)Payouts On-demand, min 3% or $25Consistency 40% (funded)Rule friction Low (some rules still unconfirmed) | ||||
| $1,250 | $60.30 $67.00Get funded → | None | 10%$125 | Get funded |
| $2,500 | $92.70 $103.00Get funded → | None | 10%$250 | Get funded |
| $5,000 | $171.90 $191.00Get funded → | None | 10%$500 | Get funded |
| $10,000 | $330.30 $367.00Get funded → | None | 10%$1,000 | Get funded |
| $20,000 | $647.10 $719.00Get funded → | None | 10%$2,000 | Get funded |
| $40,000 | $1,331.10 $1,479.00Get funded → | None | 10%$4,000 | Get funded |
| $80,000 | $2,663.10 $2,959.00Get funded → | None | 10%$8,000 | Get funded |
IF Micro Drawdown StaticProfit split 80% (up to 90%)Payouts On-demand, min 5% profitMin trading days NoneConsistency 15% best dayRule friction Medium (consistency rule) | ||||
| $5,000 | $37.80 $42.00Get funded → | 4%$200 | 6%$300 | Get funded |
| $10,000 | $71.10 $79.00Get funded → | 4%$400 | 6%$600 | Get funded |
| $25,000 | $152.10 $169.00Get funded → | 4%$1,000 | 6%$1,500 | Get funded |
| $50,000 | $287.10 $319.00Get funded → | 4%$2,000 | 6%$3,000 | Get funded |
| $100,000 | $530.10 $589.00Get funded → | 4%$4,000 | 6%$6,000 | Get funded |
| $200,000 | $1,079.10 $1,199.00Get funded → | 4%$8,000 | 6%$12,000 | Get funded |
| $300,000 | $1,493.10 $1,659.00Get funded → | 4%$12,000 | 6%$18,000 | Get funded |
IF1 Drawdown StaticProfit split 90%Payouts One payout after 24h period, min 2%Consistency 15% best dayRule friction High (some rules still unconfirmed) | ||||
| $2,000 | $22.50 $25.00Get funded → | 2%$40 | 4%$80 | Get funded |
| $5,000 | $34.20 $38.00Get funded → | 2%$100 | 4%$200 | Get funded |
| $10,000 | $56.70 $63.00Get funded → | 2%$200 | 4%$400 | Get funded |
| $20,000 | $107.10 $119.00Get funded → | 2%$400 | 4%$800 | Get funded |
| $50,000 | $260.10 $289.00Get funded → | 2%$1,000 | 4%$2,000 | Get funded |
| $100,000 | $435.60 $484.00Get funded → | 2%$2,000 | 4%$4,000 | Get funded |
| $200,000 | $845.10 $939.00Get funded → | 2%$4,000 | 4%$8,000 | Get funded |
Profit targets and loss limits are a share of the starting balance, with the dollar amount underneath. Values marked ⓘ open a note with more detail.
Rule friction rates how easy a rule is to break by accident.
Rules & conditions
LEVERAGE
- Leverage by Asset & Program
- FX: 1:100 (all programs)Crypto: 1:2 (all programs)Metals: 1:20 (all programs)Other Commodities: 1:20 (all programs)Energy: 1:20 (all programs)Indices: 1:20 (all programs)
COMMISSIONS
- FX
$5/lot
- Metals
$5/lot
- Crypto
$1/lot
- Energy
$2/lot
- Indices
$2/lot
- Other Commodities
No commission
CONSISTENCY RULES
- One-Phase & Two-Phase (Funded)
40% - best trading day must not exceed 40% of total profit
- IF Micro, IF1 & One-Phase Micro
15% - best trading day must not exceed 15% of total profit
FIRM RULES
- Min Hold Time
60 seconds. Trades ≤60s = HFT, prohibited.
- Smart Drawdown (IF & IF Go)
Starts at -10%, adjusts to -5% once 5% gain achieved. Then fixed at -5% of starting balance.
- News Trading (Challenge)
- One-Phase & Two-Phase: no restrictions
- News Trading (IF Micro, IF1, One-Phase Micro)
No restrictions
- News Trading (Funded)
- IF, One-Phase & Two-Phase funded: not allowed 4 min before/after high-impact news
- Weekend Holding (Challenge)
- One-Phase & Two-Phase: allowed
- Weekend Holding (Funded)
- IF, IF Go, One-Phase & Two-Phase funded: allowed with add-on
- Weekend Holding (IF Micro, IF1, One-Phase Micro)
Allowed
- Inactivity Rule
60 days without trades = account auto-closed
RISK PER TRADE IDEA
- Instant Funding
Max 3% of starting balance
- Instant Funding Go
Max 2% of starting balance
- IF Micro & IF1
Max 1% of starting balance
- One-Phase, One-Phase Micro & Two-Phase
Max 50% of daily drawdown
PROHIBITED PRACTICES
- Prohibited
- ›Account churning/rolling
- ›HFT (60s or less)
- ›one-sided bets
- ›grid trading
- ›overleveraging
- ›gambling
- ›Martingale (except challenges & IF Micro where allowed; IF accounts can add to losers but not continuously double lots)
GENERAL CHALLENGE PARAMETERS
- One-Phase Target
10%
- Consistency (One-Phase/Two-Phase Funded)
40%
- Consistency (IF Micro/IF1/One-Phase Micro)
15%
- Smart Drawdown
Starts -10%, locks at -5% after 5% gain
- Min Hold Time
60 seconds
- Inactivity
60 days
- Risk Per Trade (IF)
- ›3%
- ›IF Go 2%
- ›IF Micro/IF1 1%
Payouts
PAYOUT POLICY
- Instant Funding
First withdrawal 14 days after first trade, then every 7 days after next trade
- IF1
One payout after 24-hour account period ends
- IF Micro, One-Phase Micro, One-Phase, Two-Phase (Funded)
On-demand payouts whenever qualified
- Min Profit (IF Micro)
5% of starting balance
- Min Profit (IF1)
2% of starting balance
- Min Profit (All Others)
3% of starting balance or $25, whichever is larger
Restricted countries
RESTRICTED COUNTRIES
- Restricted Countries
Afghanistan
Burundi
Central African RepublicCrimea
Cuba
DR Congo
Eritrea
Guinea
Guinea-Bissau
Iran
Iraq
Lebanon
Liberia
Libya
Myanmar
North Korea
Papua New Guinea
Republic of the Congo
Russia
Somalia
South Sudan
Sudan
Syria
Vanuatu
Venezuela
Vietnam
Yemen
Zimbabwe
Get started with Instant Funding
Visit Instant FundingAI summary · generated from our database, checked by the editor
Instant Funding is a CFD/forex prop firm with 53 challenges tracked in the PropFirmTrading database, priced from $22.50 to $4,949.10, funding accounts up to $300K. The verified code PFT10 takes 10% off, already applied to every price listed on this site. Across 355 aggregated trader reviews it averages 4/5. Instant Funding is the instant-account specialist, with four product families from $625 micro tickets to $300K IF Micro accounts. Entry price and drawdown tolerance are effectively configurable. Traders should compare families carefully, since the same size can carry different rules and fees.
What changed at Instant Funding
last checked 19 October 2026No price, line-up or code change has been recorded for Instant Funding in the current log. The daily checks ran and found the published prices unchanged.
Full change log, all firms →