Head to head
My Funded Futures vs Top One Futures
Two Futures prop firms compared on price, rules and payouts. Every figure comes from the PropFirmTrading database, with verified discount codes applied.
Data checked by Oliver · Updated 20 October 2026
★ 4.9 · 3 yrs · 🇺🇸
- From
- $53
- Max funding
- $150K
- Deal
- −50%
- Code
- PROPFT
★ 4.8 · 1 yrs · 🇺🇸
- From
- $39
- Max funding
- $150K
- Deal
- −60%
- Code
- PROPFT
The short version
- Cheapest at 100K
- Top One Futures $39 (My Funded Futures $178)
- First challenge
- Top One Futures
- Scaling up
- Neither clearly
- Swing trader
- Neither clearly
The rulebook that matches the trader’s style should decide.
Side by side at 100K
The cheapest program each firm sells at 100K, the size both firms offer that is closest to $100K.
Rule friction is the PropFirmTrading reading of how many rules can end an account by accident. Low means fewer.
Where My Funded Futures and Top One Futures differ
Price at 100K
Top One Futures $39
My Funded Futures $178
$139 between cheapest and dearest, per attempt
Maximum loss
My Funded Futures 3%, EOD Trailing
Top One Futures 3%, End of day
Wider buffer, more room for a losing run; static beats trailing
Drawdown per 1 of target
My Funded Futures 0.50
Top One Futures 0.50
Higher means the target is small next to the room to fail
Total profit target
My Funded Futures 6% in 1 phase
Top One Futures 6% in 1 phase
Lower total, shorter evaluation
Trustpilot
My Funded Futures 4.9
Top One Futures 4.8
The review pages explain what sits behind each score
Where My Funded Futures and Top One Futures differ (full text)
Price is the clearest difference at the 100K size. Top One Futures Elite Access costs $39 with the code applied, and My Funded Futures Rapid costs $178. The gap is $139 per attempt, so a trader who needs three attempts pays about $417 more at My Funded Futures.
Both programs allow a maximum loss of 3% ($3,000), but the drawdown is EOD Trailing (eval) / Intraday (funded) at My Funded Futures and End of day at Top One Futures.
My Funded Futures applies a 50% (eval), none funded consistency rule and Top One Futures applies a None challenge; 40% funded consistency rule. A consistency rule caps how much of the profit may come from one day, which slows down traders with occasional large wins.
The cheapest way to test either firm is My Funded Futures Builder 25K at $53 or Top One Futures Elite Access 25K at $39. Small accounts share the rulebook of the larger ones, so they show how a firm behaves at low cost.
On Trustpilot, My Funded Futures holds 4.9 from 21,610 reviews and Top One Futures holds 4.8 from 4,883 reviews. The review pages linked below explain what sits behind each score.
My Funded Futures programs
One row per program, at the size closest to $100K.
Top One Futures programs
One row per program, at the size closest to $100K.
Rules side by side
Firm-wide rules as each firm publishes them. Some rules vary by program, and the firm profiles carry the full text.
Which firm fits which trader
A reading of the data for three common situations. The rulebook that fits the trader's style matters more than any single figure.
A first challenge on a small budget
New to prop firms and paying to learn a rulebook at the lowest cost.
The data favours
Top One Futures
- The entry ticket is $39 at Top One Futures against $53 at My Funded Futures.
- Its cheapest program also allows 0.67 of drawdown per 1 of target, so a learner has more room.
A consistent trader scaling up
Has passed evaluations before and cares about the share of profit kept and the ceiling on funding.
The data favours
Neither firm clearly
The two firms are close on the figures that matter for this profile, so the rules table above should decide.
A swing trader holding for days
Uses wider stops and needs room for positions to move against the entry before they work.
The data favours
Neither firm clearly
The two firms are close on the figures that matter for this profile, so the rules table above should decide.
Questions traders ask about My Funded Futures and Top One Futures
What does a 100K challenge cost at My Funded Futures and Top One Futures?
My Funded Futures Rapid 100K costs $178 with code PROPFT (list price $356). Top One Futures Elite Access 100K costs $39 with code PROPFT (list price $259). Prices are checked daily and may change.
Which firm allows more drawdown at 100K?
My Funded Futures allows 3% ($3,000), EOD Trailing (eval) / Intraday (funded) and Top One Futures allows 3% ($3,000), End of day. The daily loss limit is not listed at My Funded Futures and None at Top One Futures.
Do My Funded Futures and Top One Futures allow news trading?
My Funded Futures: Exploiting news volatility prohibited (straddles, strangles, disguised news trades) Tier 1 events: Pro & Rapid Sim Funded cannot trade | no open… Top One Futures: Instant Sim Funded, Ignite Instant Funding and all evaluations - allowed, no restrictions Elite Access & Elite Daily funded: no trading 2 min before/after…
How often do My Funded Futures and Top One Futures pay out?
My Funded Futures: Flex: every 5 winning days ($100/$150+ per day by size) Builder: every 48 hours Pro: every 14 days Rapid & Rapid EOD: daily | first payout 24h after the first… Top One Futures: Elite Access: after 5 minimum profitable days Instant: dynamic profit target per payout | 1st 6% | 2nd 5% | 3rd+ 4% of balance Ignite: first payout at 5%…
Which firm suits a first prop firm challenge, My Funded Futures or Top One Futures?
On price and drawdown room the data favours Top One Futures. The entry ticket is $39 at Top One Futures against $53 at My Funded Futures. Its cheapest program also allows 0.67 of drawdown per 1 of target, so a learner has more room. Both firms are viable, and the rulebook that fits the trader's style matters more than the cheaper ticket.
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Read more on each firm
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