Compare

CFD firms, side by side

This tool compares up to 4 CFD firms on price, capital, rules and payouts. The list follows the market switch above.

The short version

Cheapest 2-step at 100K
The5ers Summer 2-Step 10/5 $126.65 (FundingPips 2-Step Pro $316.50)
More drawdown room
The5ers 0.67 per 1 of target
First challenge
The5ers
Scaling up
The5ers
Swing trader
The5ers

The rulebook that matches the trader’s style should decide.

The figures compare FundingPips 2-Step Pro and The5ers Summer 2-Step 10/5 at 100K, the cheapest 2-step program each firm sells at that size.

FundingPips
Get funded
The5ers
Get funded
Offer
Discount
−25%
−15%
Code
From price
$21.75
$19
Capital & scaling
Account size
$5K - $200K
$3K - $250K
Programs
Instant (Zero), 1-Step Flex, 2-Step Standard/Pro/Flex | Max allocation $400K (raised from $300K, Jul 2026) | Swing and Swap Free are separate optional add-ons on Master accounts (since 28 Sep 2026)
1-Step (Pro Growth, Hyper Growth, Summer), 2-Steps (High Stakes, Summer), 3-Steps (Bootcamp)
Challenges priced
27
21
Platforms & assets
Platforms
cTraderMatch TraderMT5
cTraderMT5TradingView
Assets
FXCryptoIndicesEnergyMetals
FXMetalsIndicesEnergyCrypto | Stocks on Hyper Growth
Rules & news
Strategy rules
Copy TradingEAs
No One-sided BetsNo ArbitrageNo Bracket Strategies Around High-impact NewsNo System ExploitationCopy TradingEAs
Copy trading
With conditions
With conditions
Expert advisors
With conditions
With conditions
News trading
With conditions
With conditions
Weekend holding
Not allowed
Not listed
Inactivity
Open and close at least one trade within every 30 consecutive days
Accounts expire after 30 consecutive calendar days without new orders.
Payouts
Profit split
-
-
Payout frequency
-
Bi-weekly Summer Plan payout caps: $2,000 per payout cycle (100K) | $3,000 (200K) Summer 1-Step funded target: 10% (same as the evaluation)
Minimum payout
1% of initial balance (no max limit)
-
Payout methods
Bank TransferCryptoMastercardRiseworksVisa Direct
Bank TransferCryptoHUB CreditsRiseworks
Payment methods
Apple PayAstropayBank TransferCredit/Debit CardCryptoGoogle PayNetellerPayPalPaysafe CardSkrill
Apple PayBank TransferCredit/Debit CardCryptoGoogle PayPayPal
Processing time
1-3 working days
-
Firm
Country
United Arab Emirates
United Kingdom
Track record
4 yrs
10 yrs
Rating
★ 4.5
★ 4.7

Where FundingPips and The5ers differ

Price at 100K

The5ers $126.65 · Summer 2-Step 10/5

FundingPips $316.50 · 2-Step Pro

$190 between cheapest and dearest, per attempt

Profit split

FundingPips up to 80%

The5ers up to 80%

Same split on these programs

Maximum loss

The5ers 10%, Static

FundingPips 6%, Static

Wider buffer, more room for a losing run; static beats trailing

Drawdown per 1 of target

The5ers 0.67

FundingPips 0.50

Higher means the target is small next to the room to fail

Daily loss limit

FundingPips 3%

The5ers 3%

Ends more accounts than the maximum drawdown does

Total profit target

FundingPips 12% in 2 phases

The5ers 15% in 2 phases

Lower total, shorter evaluation

Trustpilot

The5ers 4.7

FundingPips 4.5

The review pages explain what sits behind each score

Which firm fits which trader

A reading of the data for three common situations. The rulebook that fits the trader's style matters more than any single figure.

A first challenge on a small budget

New to prop firms and paying to learn a rulebook at the lowest cost.

The data favours

The5ers

  • The entry ticket is $19 at The5ers against $21.75 at FundingPips.
  • Its cheapest program also allows 0.77 of drawdown per 1 of target, so a learner has more room.
  • No consistency rule applies on that program, which removes one common cause of a failed first account.

A consistent trader scaling up

Has passed evaluations before and cares about the share of profit kept and the ceiling on funding.

The data favours

The5ers

  • The largest account is $250K at The5ers, so a consistent trader has further to scale.

A swing trader holding for days

Uses wider stops and needs room for positions to move against the entry before they work.

The data favours

The5ers

  • At 100K, The5ers allows 0.67 of drawdown per 1 of profit target and FundingPips allows 0.50.
  • The drawdown is static, so open profit does not raise the floor while a position runs.

Questions traders ask about FundingPips and The5ers

What does a 100K challenge cost at FundingPips and The5ers?

FundingPips 2-Step Pro 100K costs $316.50 with code PROPFT (list price $422). The5ers Summer 2-Step 10/5 100K costs $126.65 with code PROPFT (list price $149). Prices are checked daily and may change.

Which pays the higher profit split, FundingPips or The5ers?

Both pay up to 80% on the programs compared here. The full split text for each program is on the firm profiles.

Which firm allows more drawdown at 100K?

FundingPips allows 6% ($6,000), Static and The5ers allows 10% ($10,000), Static. The daily loss limit is 3% ($3,000) at FundingPips and 3% ($3,000) at The5ers.

Do FundingPips and The5ers allow news trading?

FundingPips: Holding or opening trades 10 minutes before and 10 minutes after high-impact news events and speeches on the affected currency is strictly prohibited | Hard… The5ers: High Stakes & Summer Plan: no executing orders from 2 min before until 2 min after high-impact news

How often do FundingPips and The5ers pay out?

FundingPips: Not listed The5ers: Bi-weekly Summer Plan payout caps: $2,000 per payout cycle (100K) | $3,000 (200K) Summer 1-Step funded target: 10% (same as the evaluation)

Which firm suits a first prop firm challenge, FundingPips or The5ers?

On price and drawdown room the data favours The5ers. The entry ticket is $19 at The5ers against $21.75 at FundingPips. Its cheapest program also allows 0.77 of drawdown per 1 of target, so a learner has more room. No consistency rule applies on that program, which removes one common cause of a failed first account. Both firms are viable, and the rulebook that fits the trader's style matters more than the cheaper ticket.

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Prop AI can weigh these firms against a trading style, and the discounts page lists every verified code.