Which Prop Firms Pay the Biggest Profit Split Right Now

The split war has a new benchmark

This week FundedNext Futures made a move worth pausing on: the Flex program's reward share went to 95% as the default — not as a paid add-on, and applied automatically to existing traders. Firms raise splits for new customers all the time; upgrading the people who already paid is rarer, and it resets what "generous" means in futures funding. Flex starts at $79.99 (50K), and the 120% fee-refund deal with `PROPFTFN` still applies on top.

What "100%" means when firms say it

Several firms advertise a 100% split, and in every case the honest reading is "100% *at first*":

• ›Apex Trader Funding — 100%, paired with a $19.90 cheapest entry after its perpetual 90%-off. The rare combination of top split and bottom price; our Apex review explains why the one-star tail is the third number to check.
• ›Goat Funded Futures — 100% of the first $10,000, then 90/10. From $64.
• ›AquaFutures — 100% of the first $15,000 lifetime, then 90% on some plans. From $50.

None of these are tricks — but the step-down is the number that governs your tenth payout, not your first.

The honest middle: 90% as the futures standard

The bulk of futures prop now clusters at 90/10: Topstep (from $49, famously no discount codes), Top One Futures (from $39 — still the cheapest funded capital in the industry per our research page), Tradeify, Blue Guardian Futures' rebuilt Standard/Reserve/Express/Direct lineup (from $83), and My Funded Futures on its Rapid line, where the new Rapid EOD pairs 90/10 with daily payouts.

CFD splits run lower on paper — 80% is typical, The5ers and FundingPips reach 95–100% only in scaled or premium tiers — but CFD compensates with entry prices futures can't match. Maven at 80% from a $12 ticket is a different bet than 90% from $64.

The split is the third question, not the first

A split only pays when a payout happens. Order of operations we'd actually use: can you pass the challenge (the simulator will estimate it against real rules), does the firm reliably pay (the reviews track exactly this, one-star reports included), and *then* how much do you keep. A 95% split at a firm you can't pass — or that makes payouts an ordeal — is worth precisely nothing.

The compare tool lines up split, payout cadence and price side by side, and every figure regenerates from the database on deploy — so the numbers above are already stale-proofed against the next firm that decides 95% is the new 90%.