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Data10 Aug 2026By Oliver

The Cheapest $100K Funded Account Right Now

One firm is sitting on the entry-price war

Ask what a $100,000 funded account costs and our database gives an answer that would have sounded absurd a year ago: $95, from The5ers Bootcamp. What's new this month is what sits behind it — The5ers' summer releases mean a single firm now holds three of the four cheapest six-figure tickets we track:

All prices include the verified codes (The5ers and Crypto Fund Trader at 10%, For Traders Crypto at 50% for new users).

What $95 actually buys

Cheap has a shape. Bootcamp is a three-phase program with 6% targets per phase, a 3% daily loss limit and 5% max — tight tolerances, long road. You're paying a tenth of the old price of six-figure funding and accepting that the evaluation will test your patience as much as your edge. The Summer 2-Steps are the more conventional route: two phases, 10% overall drawdown, and the 10/5 version at $134.10 is, in our view, the most normal-feeling cheap 100K in the market right now.

The crypto pair take a different trade. One phase each, faster to funded — and Crypto Fund Trader adds a free same-size account when you reach payout, which quietly doubles the value if you get there. The catch is crypto-firm rulebooks: consistency clauses and trailing elements that CFD traders may not expect. Both firm pages spell them out.

The sanity check against smaller sizes

A $10K account starts at $34 (Maven) and a $50K at about $99.50 (For Traders Crypto). When a 100K costs less than some firms' 50K, the old logic of "start small because it's cheaper" partially breaks — at these prices the reason to start small is discipline, not budget. That argument is made properly in our guide to 10K–25K entry points.

How to choose between them

Match the program to how you actually trade: patient grinders suit Bootcamp's three phases; anyone who wants the standard two-step rhythm takes the Summer 10/5; crypto-native traders get more market fit (and the free-account kicker) from the one-steps. What we'd avoid is buying on price alone — the simulator estimates your real cost-to-funded for each of these against their actual rules, and it regularly ranks a $134 challenge above a $95 one for a given trading style.

Prices shift weekly — the live 100K table is regenerated from the database on every deploy, and each firm's discount page shows the date its code last passed checkout.

Related reading

Prices and codes change — the live numbers are always in the firms table and on the pricing chart. We may earn a commission when you use our links or codes, at no extra cost to you.