My Funded Perps Review 2026: Plans, Payout Cap and Conflicting Terms

This My Funded Perps review covers MyFundedPerps, a prop firm that sells 1-Step evaluations for simulated accounts trading perpetual futures. A perpetual future, or perp, is a contract with no expiry date whose price moves with a market such as bitcoin, gold or the S&P 500. The operator is Funding Perpetuals Holdings, Inc., a Delaware corporation, and the firm's marketing credits the team behind My Funded Futures.

Each term below was read on the firm's live pages, docs and public API on 21 October 2026.

My Funded Perps plans and terms in brief

My Funded Perps sells five 1-Step plans with a static maximum loss, no consistency rule and no deadline to pass.

None of the five plans has a consistency rule, a limit on how much of the profit may come from a single day. None sets a minimum number of trading days either.

• ›Company. Funding Perpetuals Holdings, Inc., registered in Delaware and trading as MyFundedPerpetuals. No street address appears on its legal or contact pages.
• ›Platform. An in-house web terminal with no MetaTrader or cTrader, plus a public API in beta, an MCP server and a command-line tool.
• ›Markets. The docs list 122 perps markets, made up of 66 crypto, 31 stock, 7 index, 6 FX and 12 commodity markets. The public market list returned 118 on 21 October.
• ›Payment. Card or crypto, with cards refused for billing addresses in 92 countries and regions, among them India, Brazil and Türkiye.

How the My Funded Perps plans work

Each plan is a single evaluation stage with one profit target, followed by a simulated funded account.

DLL stands for daily loss limit, the most an account may lose in one day. The Elite No DLL option drops that limit and leaves the 5% floor as its only loss rule.

After a pass, the trader completes an identity check with Sumsub, a verification provider, and signs a customer agreement before the funded account opens.

• ›Funding limits. Up to $300,000 in funded accounts per trader and $100,000 per plan. Passes above that wait in a Funding Review, and open evaluations are also capped at $100,000 per plan.
• ›Not for sale. The $1K and $2.5K Select and the $1K Elite exist only as giveaway or prize accounts, and a $200K size is not sold at checkout.
• ›No reset. A failed evaluation cannot be reset, so a new one has to be bought.

Trading fees and the Reduced Fees add-on

Commission is charged on the notional value of each fill, which is the full dollar size of the position. A swap is a daily holding charge, taken hourly on longs and shorts, that replaces the funding payments of the source exchanges.

Elite accounts pay 0.001% per fill on NAS100, SP500, gold and WTI oil, and a swap of 0.01% a day on the two indices. A forced close by liquidation adds a penalty of 0.1% of notional on top of the taker fee.

A Reduced Fees add-on halves commission and swap on Select, Prime and Signature for 10% of the price after any code, with a $10 minimum. For a launch week from 21 to 28 October 2026, the firm set those plans to pay the reduced rates automatically and made the add-on free on up to three new accounts.

What My Funded Perps evaluations cost

The 10K Select at $40 is the cheapest My Funded Perps evaluation, and the 50K Elite No DLL at $889 is the most expensive.

All 20 list prices in the PropFirmTrading database matched the firm's homepage on 21 October 2026.

• ›The 90% split is sold only at checkout and adds 19% to 25% to the fee, taking the 10K Select from $40 to $50 and the 100K Signature from $870 to $1,045.
• ›Removing the daily limit on Elite costs 80% to 84% more than the 3% DLL version of the same size.
• ›Signature costs about 2.25 times Select from 10K to 50K and 2.4 times at 100K, for a floor twice as deep.

Purchases are limited to 10 accounts in 24 hours, 25 in 7 days and 50 in 30 days. Elite No DLL has its own cap of $250,000 in account size per 7 days. After a buyer's first purchase, the firm applies its larger discounts to at most three orders in any 90 days.

Current prices with PROPFT applied are tracked on the My Funded Perps discount code page. One code works per order, and store credit comes off after the discount.

A refund is possible within 48 hours if the account shows no activity, and the Refund Policy counts accessing market data as activity, not only trading. An eligible refund returns the amount paid minus a $25 fee, while failed evaluations, prizes and free accounts are never refunded.

Rules that end a My Funded Perps account

A My Funded Perps account fails when equity touches a loss floor, when it goes too long without a trade, or when the firm finds prohibited conduct.

Both loss limits are measured on equity, meaning the balance with open profit and loss included.

The fixed floor and the first withdrawal

The maximum loss is static, a dollar floor set from the starting balance that does not trail the account's profit.

On Select, Prime and Signature, the first funded withdrawal moves the floor up to the starting balance for good. A trader who withdraws all profit is left with no room for loss, so any later loss or trading fee that takes equity below the starting balance closes the account. The Elite floor stays where it started, even after payouts.

A withdrawal never counts toward the daily loss limit, which resets at midnight New York time, 04:00 UTC during US daylight saving time and 05:00 UTC otherwise.

Inactivity, weekends and news

Evaluations need an executed trade at least every 30 calendar days, and funded accounts every 7. Logging in, unfilled orders, cancellations, holding a position, liquidations and automatic close-outs do not count.

Crypto can be held over the weekend. Session markets, including the six FX pairs and US30, are closed automatically 15 minutes before the weekend close on every account type.

On funded accounts only, high-impact news and company earnings bring a blackout. No new exposure may be added from 10 to 2 minutes before the release, and no manual trades are allowed from 2 minutes before to 2 minutes after.

Leverage and banned strategies

Leverage sets how large a position can be relative to the account, so 10x on a $10,000 account allows a $100,000 position.

Elite accounts get 40x on NAS100 and SP500, 25x on US30, 20x on gold and 10x on oil. Total exposure on an Elite account is capped at 40 times its starting balance.

The firm bans hedging across accounts, high-frequency trading, latency arbitrage, stale-price trading, spoofing, wash trading, group trading, sacrificial accounts, all-or-nothing bets on an evaluation and bug exploitation. Copy trading works only between a trader's own eligible accounts, and bots may only use the documented API. The full list is on the My Funded Perps rules page.

My Funded Perps payouts and the missing payout record

Select, Prime and Signature allow one payout request per New York calendar day, while Elite accepts a new request as soon as the previous one is finished.

• ›Before a request. The account must be active and flat, with no pending request and all orders settled. There is no minimum number of days and no limit on the number of payouts.
• ›During review. Trading is locked until the request is decided. The docs give no payment time and say an available request does not guarantee immediate payment.
• ›Methods. Cash through Rise, which needs an invitation and onboarding, or store credit in any mix, after a Sumsub check with a government ID and a liveness test.

Evidence of payouts so far

Payout requests opened for all funded accounts on 11 September 2026. The firm's blog and a press release say payouts are live, but neither gives a count or a total.

• ›Homepage figures. The "$250M+" paid and "100K+ payouts" on the homepage are captioned as the My Funded Futures track record since 2023. A paid press release from 2 October gave $225 million for the same record.
• ›Rewarded posts. Under a scheme called Share to Claim, traders who post a paid payout on X or Instagram earn reward cases scaled to the amount. Social payout posts are therefore incentivised by the firm.
• ›No public trail. Payouts go through Rise rather than a public blockchain wallet, so PropFirmTrading cannot trace them.

No My Funded Perps account was bought or traded for this review, so the rules and prices here come from the firm's own documents.

Is My Funded Perps legit?

My Funded Perps is a Delaware company with published terms and a public API, and its legal pages state that every account is simulated and that it is separate from My Funded Futures.

• ›Ownership. The marketing credits the team behind My Funded Futures, and the site links to that brand and shares its Discord server. The Refund Policy and Privacy Policy call Funding Perpetuals Holdings, Inc. a company separate from MyFunded Futures, LLC.
• ›Regulation. The firm says it is not a broker-dealer, a futures commission merchant, an investment adviser or a money manager. Its disclaimer carries the hypothetical performance notice set out in Rule 4.41 of the US Commodity Futures Trading Commission (CFTC).
• ›Disputes. Delaware law and binding arbitration with the American Arbitration Association, and traders give up class actions and jury trials. Liability is limited to the fees paid in the 12 months before a claim, and enforcement decisions are final.
• ›History. A trade news site reported the brand as Funding Perpetuals on 21 July 2026, backed by My Funded Futures. No page on the firm's own site names its team.

PropFirmTrading has not yet collected public trader reviews of My Funded Perps, so this review carries no rating and no summary of complaints.

Where My Funded Perps documents disagree

On 21 October 2026, the firm's own pages disagreed on the nine topics below. Each card names the pages on either side.

Before buying, traders can email the firm's support team and ask which version of a disputed point applies.

How My Funded Perps changed since launch

The firm has published no incident report, and its dated changes so far are a launch, two competitions and rule updates.

PropFirmTrading's weekly change watcher recorded the October edits between its snapshots of 14 and 19 October. None of the three September posts on the firm's product-updates blog concerns an outage, a payout delay or a pricing error.

Veranta FX and a new XAU market are replacing the older Hyperliquid EUR/USD and USD/JPY markets and the old GOLD market. The old markets are reduce-only, meaning positions can be closed but not added to.

My Funded Perps against seven crypto peers

My Funded Perps, Breakout and Propr build their three main 1-Step plans on the same targets and floors, and at 10K the Select costs the same as Breakout's Turbo and $10 less than Propr's.

With a 10% target and a 6% floor, the 10K costs $90 at My Funded Perps, $85 at Breakout and $110 at Propr. With a 12% target and a 5% floor, the 25K costs $160, $150 and $185 in the same order.

Breakout lists a $50 minimum payout on Turbo and Pro, while the three daily My Funded Perps plans need $100 of gross profit before a request. My Funded Perps and Tradeify 247 are the only crypto firms in the PropFirmTrading database that list the United States as their location.

Which traders the My Funded Perps plans suit

My Funded Perps suits perps traders who want a fixed floor, frequent payout requests and a choice of five plans, and who accept simulated accounts and a lifetime cap.

Traders comparing the plans can set the 7-day trading rule and the $100,000 cap against how long they expect to keep a funded account.

Commission disclosure

PropFirmTrading is paid a commission on My Funded Perps evaluations bought with the code PROPFT, which its partner link applies at checkout. The list prices on this page are the firm's own, and the effect of the code is shown on the My Funded Perps discount page.

Revision history

• ›21 Oct 2026. First version, checked against the Terms of Use and Refund Policy dated September 2026, the docs, the FAQ and the public market and country lists.